Terms and Conditions (Terms of Use)

Effective Date: April 22, 2026

Company: Indigo Learning, LLC ("Indigo Learning," "we," "us," or "our")

Product / Site: JustLockedIn™ at JustLockedIn.com, including related subdomains, web applications, and services (collectively, the "Service")

Address: Indigo Learning, LLC
9450 SW Gemini Dr
PMB 314806
Beaverton, Oregon 97008-7105 US

Contact: [email protected]

Thank you for choosing JustLockedIn. These Terms and Conditions ("Terms") explain how our Service works and the guidelines that help keep it fair and useful for everyone. Please read them carefully. By creating an account or using the Service, you agree to these Terms. If you don't agree, you may not use the Service.


1) Eligibility and Accounts

1.1 Minimum Age. You must be at least 13 years old to use the Service.

1.2 Minors (13–17). If you are between 13 and 17, a parent or legal guardian must consent to your use of the Service and acceptance of these Terms on your behalf.

1.3 Account Information. You agree to provide accurate information, keep your credentials confidential, and accept responsibility for all activity that occurs under your account.

1.4 Compliance. The Service is offered from the United States. You are responsible for complying with local laws where you use the Service.

2) Educational Nature; Content Accuracy

2.1 Educational Purpose. The Service provides SAT®-style practice materials, practice tests, analytics, and recommendations to support learning.

2.2 No Outcome Guarantees. Except as expressly set forth in Section 4 (Score Improvement Guarantee), we do not promise or guarantee any particular score, score improvement, admissions outcome, or test result. The Score Improvement Guarantee described in Section 4 is a limited refund program subject to specific eligibility requirements and is not a guarantee of any specific test outcome.

2.3 Content Accuracy and Corrections. We work hard to ensure our questions, answers, and explanations are high quality, but we do not warrant that all content is error-free or 100% accurate. If you notice an issue, please email [email protected] and we will make reasonable efforts to review and correct it.

3) Plans, Subscriptions, Free Tier, Pricing, Taxes, Cancellation, and Refunds

3.1 Subscription Plans. Access to paid features is sold as a recurring subscription under one of the following plans (or such other plans as we may offer from time to time):

Each plan automatically renews at the end of each billing cycle at the then-current price until you cancel. For the Monthly plan, your subscription renews on the same calendar date each month as your original purchase date (or the last day of the month if that date does not exist in a given month). For multi-month plans, your subscription renews on the corresponding date at the end of the billing period. All plans include full access to all paid features.

3.2 Free Tier. We may offer a free tier with limited access to certain features at our discretion. Free-tier features may be more limited compared to paid access. We may modify, limit, or discontinue the free tier or any of its features at any time without notice.

3.3 Pricing and Payment. The current subscription prices are displayed at checkout. Payment is processed at the time of purchase and automatically on each renewal date thereafter. We reserve the right to change subscription pricing; any price change will take effect at your next renewal date, and we will provide advance notice of such changes.

3.4 Taxes. Prices are exclusive of taxes. You are responsible for any applicable sales, use, or similar taxes (other than taxes on our net income).

3.5 Cancellation. You may cancel your subscription at any time through your account settings. Upon cancellation:

3.6 Refunds. Because you may cancel at any time and retain access through the end of your billing period, we generally do not issue refunds for partial billing periods. If you believe you were charged in error or have extenuating circumstances, you may contact [email protected] within 7 days of the charge. We may, at our sole discretion, issue a refund as a one-time accommodation. Such discretionary refunds do not create an obligation to provide refunds in any other instance. This Section 3.6 does not apply to refunds issued under the Score Improvement Guarantee (Section 4), which are governed solely by Section 4.

4) Score Improvement Guarantee

4.1 Overview. We offer a limited Score Improvement Guarantee (the "Guarantee") under which eligible students may receive a refund if they do not achieve a specified score improvement on an official SAT® exam. The Guarantee is a voluntary refund program and is not a warranty, promise, or guarantee of any particular test score, score improvement, or educational outcome.

4.2 Eligibility Requirements. To qualify for the Guarantee, a student must satisfy all of the following conditions:

4.3 Guarantee Tiers. If all eligibility requirements in Section 4.2 are met and the student's official SAT score does not improve by at least the following amounts, the student is entitled to a refund as described in Section 4.4:

4.4 Refund Amount and Method. If a student qualifies for a refund under this Section 4, we will refund all subscription fees actually paid by the student to JustLockedIn during the single contiguous membership period on which the Guarantee claim is based. The refund will be issued to the original payment method, or by another reasonable method if the original method is unavailable. The refund amount will not exceed the total subscription fees actually paid by the student during the applicable contiguous membership period. The following are expressly excluded from any refund: official SAT exam registration fees, applicable taxes (unless a refund is required by law), and any fees paid to third parties (including tutors, books, or other test-preparation services).

4.5 One Guarantee Per Student. The Guarantee may be exercised only once per student, regardless of the number of subscriptions, accounts, or enrollment periods. If a student receives a refund under this Section 4 and later resubscribes, the student is not eligible for the Guarantee on any subsequent subscription.

4.6 Claiming a Refund. To claim a refund under the Guarantee, the student must email [email protected] within 30 days of receiving their official score report, with (a) the student's full name and JustLockedIn account email, (b) a verifiable copy of the official SAT score report showing the post-study score, and (c) the official score report submitted at enrollment showing the baseline score. We will verify eligibility, typically within 5–7 business days, and process approved refunds within 10 business days of approval.

4.7 Fraud, Abuse, and Audit. We reserve the right to deny any Guarantee claim if we reasonably believe the student engaged in fraud, created multiple accounts, shared their account with another person, manipulated practice activity, or otherwise attempted to abuse the Guarantee. We may audit account activity (including login history, timestamps, and usage patterns) to verify that eligibility requirements were met in good faith. Claims may be denied if activity indicates a lack of genuine effort (e.g., speed-running through questions to meet minimums without engaging with the material). Determinations regarding fraud, abuse, or good-faith effort are at our sole discretion.

4.8 Modifications. We may modify or discontinue the Guarantee at any time. Any changes will apply prospectively to new enrollments and will not affect students who have already submitted a valid baseline score under the prior terms.

5) Acceptable Use and Prohibited Activities

We grant you a limited, revocable, non-exclusive, non-transferable license to use the Service for personal, noncommercial SAT preparation.

You agree not to:

Important: Unauthorized extraction or redistribution of our materials is theft of intellectual property and may lead to civil and criminal enforcement to the fullest extent permitted by law.

6) Intellectual Property

6.1 Ownership. All content in the Service—including questions, answers, explanations, text, images, diagrams, software, data, analytics, and the JustLockedIn™ brand—is protected by intellectual property laws and is owned by Indigo Learning or our licensors.

6.2 Restrictions. No part of the Service, including questions and correct answers, may be copied, reproduced, distributed, displayed, or used to create derivative works without our prior written permission.

6.3 Trademarks. JustLockedIn™, Indigo Learning™, and related marks and logos are trademarks of Indigo Learning, LLC. All third-party marks are the property of their respective owners. SAT® is a registered trademark of the College Board, which is not affiliated with and does not endorse this Service.

7) Educational Content Standards; Reporting

7.1 Educational Scope. Our practice materials may reference a wide range of topics to test reasoning, grammar, and math skills. It is not our intention to include objectionable or age-inappropriate content.

7.2 Report Issues. If you believe something is inappropriate or inaccurate, please email [email protected] with details (including links or screenshots). We review reports and may remove or correct content in our discretion.

7.3 Liability. By using the Service, you agree not to hold Indigo Learning liable for exposure to material you may consider offensive, to the maximum extent allowed by law.

8) Privacy, AI, Analytics, and Data Processing

8.1 Privacy Policy. Our Privacy Policy (incorporated by reference) explains how we collect, use, and share personal information.

8.2 Consent to AI/Analytics. You consent to our use of artificial intelligence and analytics to process your study activity (such as answers, scores, timing, and interaction data) in order to:

8.3 Third-Party AI Providers. You acknowledge and consent that we may send necessary inputs/outputs to third-party AI model hosting companies, which may include OpenAI, Anthropic, and Google Gemini (or successors), to provide or improve functionality. We contractually seek appropriate safeguards from such providers. AI outputs may not be unique, accurate, or complete.

8.4 International Transfers. Data may be processed in the United States and other jurisdictions that may have different data protection laws. By using the Service, you consent to such transfers.

8.5 Parents/Guardians. Parents or legal guardians providing consent for users aged 13–17 acknowledge and agree to the data processing described in this Section 8 on the student's behalf.

9) Changes to the Service

We may change, update, or discontinue any part of the Service (including features, content, or analytics) at any time. We are not obligated to maintain any specific feature or content.

10) Third-Party Links and Services

The Service may link to third-party websites or services. We are not responsible for their content, policies, or practices. Your use of third-party sites is at your own risk and subject to those third parties' terms.

11) Disclaimers

11.1 Educational Disclaimer. The Service provides educational practice and is not legal, medical, financial, or other professional advice.

11.2 "As-Is" Basis. The Service is provided "as is" and "as available." We disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, title, accuracy, and non-infringement. We do not guarantee that the Service will be uninterrupted or error-free, or that content (including AI outputs) will be complete or accurate.

11.3 Use Discretion. Do not rely solely on AI outputs without independent verification.

12) Limitation of Liability

To the maximum extent permitted by law, Indigo Learning and its affiliates, officers, directors, employees, and licensors will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages; lost profits; lost data; loss of goodwill; service interruption; or the cost of substitute services, arising out of or relating to your use of or inability to use the Service—even if we have been advised of the possibility of such damages.

Our total liability for any claim arising out of or relating to the Service or these Terms will not exceed the amount you paid for access to the Service in the twelve (12) months before the event giving rise to the claim. Some jurisdictions do not allow certain limitations; where prohibited, our liability will be limited to the maximum extent permitted by law.

13) Indemnification

You agree to indemnify, defend, and hold harmless Indigo Learning and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your breach of these Terms; (b) your misuse of the Service; (c) your violation of law or third-party rights; or (d) your unauthorized use, copying, or distribution of our content.

14) Suspension and Termination

We may suspend or terminate your access to the Service at any time if we believe you violated these Terms, engaged in unlawful conduct, failed to pay required amounts, or otherwise pose a risk to the Service or other users. Upon termination, your right to use the Service ends and your subscription will be cancelled without refund for the current billing period. Sections intended to survive (including 4, 6, 8, and 10–17) will survive termination.

15) Communications and Notices

By using the Service, you consent to receive electronic communications from us (e.g., emails, in-app notices) relating to your account, subscription, billing, and the Service. Legal notices to Indigo Learning must be sent to the address above unless we specify otherwise.

16) Export and Sanctions Compliance

You represent that you are not located in, under the control of, or a national or resident of any country or entity subject to U.S. sanctions, and you will not use the Service in violation of U.S. export control or sanctions laws.

17) Governing Law; Venue; Time to File

These Terms and any dispute arising out of or relating to them or the Service are governed by the laws of the State of Oregon, without regard to conflict-of-laws rules. The state and federal courts in Oregon (e.g., Multnomah County Circuit Court or the U.S. District Court for the District of Oregon) will have exclusive jurisdiction and venue over any permitted court action, and you consent to personal jurisdiction there. Any claim must be filed within one (1) year after it accrues, or it is permanently barred, to the extent permitted by law.

18) Changes to These Terms

We may update these Terms from time to time. When we do, we will update the "Effective Date" above. Your continued use of the Service after changes take effect constitutes acceptance of the updated Terms.

19) Miscellaneous

19.1 Assignment. You may not assign these Terms without our prior written consent. We may assign these Terms in connection with a merger, acquisition, or sale of assets.

19.2 Severability and Waiver. If any provision is found invalid or unenforceable, the remaining provisions remain in full force. Our failure to enforce any provision is not a waiver.

19.3 Entire Agreement. These Terms, together with our Privacy Policy and any purchase-page terms shown at checkout, constitute the entire agreement between you and Indigo Learning regarding the Service and supersede prior or contemporaneous agreements on the same subject.

19.4 Headings. Headings are for convenience only and do not affect interpretation.


Quick Reference (Non-Binding Summary)